dana goldman from the use share center who can't be with us today. the harvard medical school. and our panel from the university of chicago law school. in the audience and thomas philips from the university of chicago that couldn't be with us today. please join me in welcoming our panelists, our moderator, and our discussers. [applause] >> thank you, henry. i'm joe at the american enterprise institute. i have the honor of introducing the panel. before i say a little something about them, i want to quote what i think is the single clearest sharpest statement about the state of health policy i have read in a long time. it's in the -- beginning of this report. this is -- , by the way, this is a report we're talking about. as to both world uniting universal coverage and both choice in health care. the statement is insurance marketplace and relies on a variety of stop get measures to prevent the collapse. if that isn't the american way, i don't know what it is. in any event, the great to have an market-based alternative to other plans that have been floating around. it's sort of int